Finding the Right E Health Insurance

Intention to become a participant of e health insurance is a good thing. We often hear if any member of family who are sick, especially if to be hospitalized, the cost of care can deplete family savings and even can cause the family owes.

The cost of health worldwide is increasing. No wonder Barack Obama's policies on e health insurance in the United States became a hot issue because it involves the interest of the public.


Families in many developing countries have started to provide funds for education and health. One way is to become a participant insurance. However, the number of participants of e health insurance in the country, still relatively small, about 70 percent of the people to pay medical expenses from his own pocket because it is not covered by insurance.

We rejoice that there is social security provided by the state. Then, we can expect through this social security costs to the family if sick will be reduced. Indeed, more insurance companies are financial institutions rather than health care institutions. However, we do hope the role of e health insurance companies will increase in the maintenance of public health.

This means e health insurance also must adjust to the needs of society and government policies in health. Surely the insurance company's policy change still must be supported by financial considerations. Because, basically, an insurance company goal is to make a profit.

However, it would be nice if the effort to make a profit also can have a significant impact on maintaining the health of individuals and society. I really agree if counseling and prevention efforts have the support of e health insurance costs. In many countries, the cost of vaccination in general has been paid for insurance. In fact, if participants are not vaccinated, there are insurance companies that impose some cost to participants due to the negligence.

Insurance companies can also support healthy lifestyles by providing premium discounts for participants who do not smoke, drink alcohol, exercising regularly, and ideal weight. Today the effort to reduce health costs is to promote education and prevention efforts. Also long hospitalization, attempted to be shortened and the service continued with outpatient services or home care.

However, as many have complained, there are insurance companies who only want to pay if the patient is hospitalized. Regarding discrimination for some diseases have been duly removed. Should any illness receive reimbursement of expenses. More fair if a limited amount of medical expenses if the insurance company did not want to lose.

In addition to discrimination confidential medical problems also should get the attention of insurance companies. Still quite a lot of insurance companies that ignore the obligation of medical secrecy, the doctor asked to fill out the diagnosis of disease openly that allows read by people who are not interested.

We all need to try to improve our health care financing system. One of them we must strengthen the health insurance company. Communication of health profession with an insurance company has already started, but it is not enough. Still need a more intense communication to the public interest. So choose an insurance company who put the interests of participants and the public.