Buy Life Insurance, Yes or No?

Do not buy any products because they feel uncomfortable to the seller, even if the seller is your brother. This is especially if you do not understand the benefits of these products for yourself and do not need. The question is, whether you want to buy shoes that you will not wear, even though it's cheap? Of course not, right?

Actually, life insurance will be needed by everyone especially if have a family. A father who made a living also need life insurance for children and wife. As another example, a child who lived with parents and cover the cost of their living parents. The amount of the sum insured is determined by the size of the family's living expenses or the amount of salary received by the worker. The amount that can be started from 5 years of living expenses up to unlimited.

As for buying quotes for life insurance protection, you should buy pure insurance protection that does not contain an investment element. More specifically, do not invest in insurance companies, but invest in the company's investment manager, on precious metals, or property.

All insurance premiums will be used (burned) to pay claims that occur so that no premium is refundable. If the seller says different, then they have not understood or misunderstood, or maybe it is a "tactic trade" only.

If you want to understand more and obviously so do not buy the wrong product and that you can reject the offer, please contact any of independent financial planner who you know.